Welfare reform and benefit advice
There are many other reforms that have either already been implemented or are planned for the future. The Benefit Cap, Bedroom Tax, changes to disability benefits, capping and removal of Housing Benefit or Housing Element of Universal Credit could reduce your income and put pressure on you being able to sustain your home.
The Benefit Cap is a limit on how much anyone can receive in benefits.
The cap is set at these levels:
- £23,000 per annum for families who live in London.
- £20,000 per annum for families who live outside London.
- £15,410 per annum for single people living in London
- £13,400 per annum for single people living outside London
Personal Independence Payment
Personal Independence Payment (PIP) was introduced on 8 April 2013 and replaced Disability Living Allowance (DLA) for anyone aged 16 to 64. PIP is calculated by worked out how much help you need to do everyday activities. You will be assessed by a medical professional and these findings will be shared with your benefit provider.
There are no plans to replace Disability Living Allowance for children under 16 and people aged 65 and over who are already getting Disability Living Allowance.
Council Tax Reduction
Council Tax Reduction (CTR) replaced Council Tax Benefit in April 2013. It is also sometimes referred to as Council Tax Support. You may be entitled to CTR if you are on a low income or claiming benefits.
Depending on where you live CTR may be:
- a percentage discount of your council tax bill.
- a fixed discount as set out in the scheme.
- a 100 per cent discount so nothing is payable.
As schemes are locally administered you should always check your entitlement with your local authority. The aim of this new system is to simplify the complex criteria and allowances from the old system and to generate savings for the tax payer. As pensioners were protected, all savings are being achieved from the working-age population.
Our Tenancy Sustainment Team
We are dedicated to helping our customers who may be struggling to manage due to one or more of these reforms. We can help you to apply for other benefits, request back-dates, appeal against decisions that you don’t agree with, set up email addresses, open bank accounts and help you to overcome any problems with your benefits that you might encounter.
Last year we carried out over 1100 face to face appointments with our customers.
Please do not hesitate to contact us on 0116 2576716 or email@example.com if you need advice or support.